Differences Between Hospital Indemnity and Gap Coverage

January 3, 2019

Major medical insurance may help with some hospital visit costs, but having hospital stay-related coverage can be helpful, too. So how do you know which type of plan is best for your employees? Let’s break down two of the most common kinds of coverage: hospital indemnity and gap plans.

Deductible Management: How Cancer Insurance Can Help

January 3, 2019

1 in 8 women will develop invasive breast cancer over the course of her lifetime, and 85% of breast cancers occur in women who have no family history of breast cancer. Such a diagnosis can be scary. For employees with a High Deductible Health Plan (HDHP), it can feel overwhelming.

Administration Reaffirms Enforcement of ACA

December 20, 2018

Some employers have questioned whether last week’s ruling by a federal judge in Texas means they must still comply with the ACA. That ruling, which has not yet been finalized, ruled the ACA unconstitutional.

ACA Remains in Effect While Federal Courts Review Recent Decision

December 17, 2018

A federal court in northern Texas issued a ruling on Friday that calls into question the constitutionality of the Patient Protection and Affordable Care Act (ACA).

6 Requirements for Health Savings Account Participation

December 11, 2018

High-deductible health plan and Health Savings Account (HSA) enrollment reached 21 million members in 2017 and is expected to continue to climb. But, because the Internal Revenue Code (IRC) sets specific eligibility requirements for HSA participation, they may not be for everyone. Let’s look at the criteria an individual must meet before enrollment happens.