Father of seven. Avid runner. University dean. Alonzo Peterson was shocked to hear his diagnosis of cancer.
We sat down with Alonzo to hear more about his experience:
Q+A with Alonzo
Tell me about your family:
I'm married. I have five kids in the house and two kids in college, so I have a lot going on. With five kids in the house we have baseball, football, dance practice, clean up your room, do your chores, go to bed. That's my life.
What thoughts ran through your head when diagnosed with cancer?
Well, my wife was kind of devastated but I was kind of calm about it. I was worried about my children. I was more worried about not being able to be a part of my children's life as they grew up, more than living or dying.
What was your life like after being diagnosed with cancer?
Your life changes a little bit. You go to the doctor more often. You're thinking about, ‘Okay, I need to get through this surgery. Can I make it up the stairs? Can I go to work? Can I eat?’ I was more worried about not being able to be a part of my children’s life as they grew up, more than living or dying.
When did you get your cancer policy?
[A couple years prior to being diagnosed] I went to the university's benefits fair and a gentleman from American Fidelity was there and said, “You might be interested in this cancer policy. I said, "Man I'm young, I'm healthy, I'm running. I don't need a cancer policy." He said "Look, you just never know." He told me his story that he had a brain tumor and he didn't know that he had a brain tumor…. I said "Okay, well let me at least look at the package."… I had the policy for about two years [before being diagnosed] and just as he said, I didn't miss the money.
What types of bills did you receive for cancer care?
You get a bunch of different bills. The hospital sends you a bill, the surgeon sends you a bill. There's a lot of different bills coming. All of these little residual bills, the (health) insurance company doesn't pay all of it, it pays about 80%. … Well American Fidelity, my cancer policy, paid my residual bills. All of them. I finished my cancer treatment with no debt, zero debt.*
When you think about calling in or the whole claims process of getting the cancer cash benefit, how was that for you?
Let me share a quick story with you. I have a neighbor who has American Fidelity as well. Now, he and his wife are over 70 years old. When I went to them, I said "Hey, I have this policy from American Fidelity and I know you had one similar." He said "Yeah, it's a great policy." I said "Well how do I start filing my claims and things?" He was like "Oh, you just go on the Internet and file it." I said, well he's over 70 years old. If he can do it over 70 years old, it's got to be pretty easy, and it was. It was that easy. It was just you go on, you put your name in, you put your diagnosis in, you put your doctor's information in, and you load up the bills, the documents. That's it. It's really four steps and you're done and you just wait for the check to come after that.
What advice would you give to others fighting cancer?
Be strong. Don't give up hope because there's always someone else out there who's experienced the same thing that you've experienced and they've made it out. Just like me… We can beat cancer.
What do you tell people considering cancer insurance?
It was a shock for me to know that I had cancer… You have to plan ahead, and don't take life for granted because anything can happen to anybody at any time.
We’re Here for You
Alonzo’s story is a great reminder of why we do what we do at American Fidelity Assurance Company. We’re here for you so when things don’t go as planned, such as a cancer diagnosis, you can focus on getting well.
Even with a high-quality medical insurance plan, a cancer diagnosis can be costly. Our Cancer policy includes more than 25 benefits specifically designed to help your employees and their families with the financial burden of being diagnosed with cancer, and allow them to focus on their treatment. These benefits extend beyond treatment, and cover other costs associated with cancer such as lodging and travel. All benefits are paid directly to the employee, which allows them to use the funds where they are needed most.
Consider offering an American Fidelity Cancer Insurance benefit to your employees today. It just may give them (and you) needed peace of mind and financial protection. Want to learn more about our Cancer Insurance? Click here to contact us.
*Results will vary.