Electing disability insurance can be one of the most important choices you’ll make during your benefits enrollment. When you choose disability insurance, you are choosing to help protect your income and your family in case you are ever unable to work because of a covered injury or illness.
Employees may be surprised to learn that the primary causes of disability aren’t necessarily the result of unfortunate accidents. Here are some common conditions that could result in short- or long-term disabilities.
Understanding the Differences Between Workers’ Compensation, Disability Insurance, and Accident Insurance
When employees are injured and unable to perform their job, it can be confusing to know which policy is applicable to a situation. Learn the differences between workers' compensation, disability insurance, and accident insurance.
Effective April 1, 2018, the Department of Labor (DOL) implemented new handling regulations for disability claims under the Employee Retirement Income Security Act of 1974 (ERISA).
Disability insurance exists to provide financial protection if the worst should happen. However, many millennials choose to forgo disability insurance. Learn why it's important, here.